Check your online banking, scammers usually send an email claiming to be your bank saying the payment went through. Posted 7th Feb 2018. More or less the same content as yours, asking me to pay £205 into another account before I would get money transfer from paypal for an item I was selling on gumtree. Aus Shares V US Shares V Crypo Property You Investing Post COVID19. She is arranging for a delivery company to collect and has asked if she can do a bank transfer of the money as she won't see me in person. I am selling a $200 item on Gumtree. from April 2015; to May 2015 ; last updated – posted 2015-May-13, 12:56 pm AEST posted 2015-May-13, 12:56 pm AEST User #679070 328 posts. Sold a 3k watch via this method, waited for funds to clear then sent vie registered secure post. The person who got the money will keep it, the bank will lose out. I am in Sydney. I don't want Pay via Bank transfer because I PayPal is protecting me. Seems like bank transfer is fairly safe. I'd consider it the safest option. Non-managed payments sellers can also accept cheques and money orders, cash on delivery, payment on pickup, or bank transfers. I use both methods with overseas buyers, and the direct bank transfer is cheapest and fastest, but not always available for overseas transactions. However, BT are the least safe method for buyers. Copyright © 2006-2021 OzBargain ABN: 26 144 073 772. Typically, the sender pays the outgoing fee and the receiver pays in the incoming fees. Its known as scamtree for a reason. What's New 3 12 24 72. PC cost me around the 2300 mark (Ryzen 1700, GTX 1080, 16GB ram etc etc) and we agreed on 1850. so fair to us both i'd say. Personally, I would take a bank transfer into my account any day over paypal. Buyer wants to pay via bank transfer (17 Posts) Add message | Report. Forum Regular reference: whrl.pl/RehQil. New Comment Subscribe Save for later. They are still sending me emails as I am typing this, reassuring me it's all legal . Agreed, why would the buyer take such risks for an average deal on a commodity item? Both the sending bank and the receiving bank will add a handling fee to the transfer, so you may want to state all charges are to be prepaid by the sender. But when I replied and said "cash up front and buyer details on V5C for me to send off", the person still replied back and wanted to … I've put my sofa on gumtree and a lady has contacted me saying she wants to buy it. According to this: which.co.uk/con…cam It is possible but according to some other threads it isn't. When you've agreed to the sale, the seller will request the payment in the Gumtree app. Within half an hour of posting my son's bed I got a message from "Anita" asking if it was still available and, if so, could I contact her via email. But when I was asked for my bank account details by a potential buyer, I hesitated. activ8newbs on 13/09/2017 - 20:09 +1 vote. by dk221 Aug 28, 2013 11:14AM PDT. The fraudster will suggest sending you a cheque, pay via bank transfer or send you money online, but “by mistake” overpay you. Also, I don't want to have a problem with eBay if I will not pay for the item. i posted an ad on gumtree then "james" text me on my cell phone wanting to buy the item and asking me to email him. I think this is a scam - can "he" access my paypal account from sending an email to me (to hotmail email account) can he access my paypal account. ok thought so but wasnt quite sure ... ty. Financial. posted 2015-Apr-28, 8:32 pm AEST O.P. DillyDallyDayDream Sun 23-Dec-12 14:28:38. I will wait for it to clear before I send it.. Related Stores. Sold a few things this way. Eft - we spoke on the phone a few times, i sent him extra pics and also original reciepts. My Profile My Preferences My Mates. Post a … What is the safest way for me to accept payment and to avoid any claims the item doesn't work? You hold all the cards forskin, as long as money clears you're good to send. Gumtree sale, buyer wants to use Paypal. Doctors Refusing to See Particular Patients. (for both ways, seller and buyer. Make sure the total in both columns are the same first…. Though not necessarily the worst thing in the world haha. My wife put £240 into my account by depositing the money in an envelope and leaving it in one of those unattended things in the bank, Might make an anonymous cash deposit into my own bank, key in a few more 0's and see if I can get away with it, (You must log in or sign up to reply here. You can't retract a bank transfer once it's been sent. Every other payment system including paypal is vulnerable to scams. Bruno_Eye 22. All trademarks are owned by their respective owners.OzBargain is an independent community website which has no association with nor endorsement by the respective trademark owners. Very one sided protection. ilch. Exactly. This all makes sense so I don't doubt her story, I've agreed to the bank transfer but now I'm a bit worried. I am sure a lot of people would fall into this trap and pay. Sometimes you might want to pay a fee to give your ad a boost. Even with cash, some of these scammers could use fake currency. The other thing you can do is make a charge back , and say you made the transfer in error. You will then be the one out of pocket. But if you pay by bank transfer and something goes wrong, you're not covered by the same protection offered to card and Paypal payments. in this case ask yourself will you buy the same desktop for that price if you live in different state? Ask Show All Show less. Whether it’s to pay back a friend or family member, split utilities with a roommate, or maybe even make a payment to an overseas supplier, chances are there will come a time that you need to transfer money into someone else’s bank account. He is happy to pay first. If it was hacked, it's up to the bank to reimburse you if they feel like it. Gumtree. Gumtree also say to be wary of buyers or sellers that ask you to switch payment method, normally to one that has no consumer protection. Just wait until you receive the money before doing anything. Do not fall for fake receipts and fake payment confirmation emails (there are lots of scams using fake confimration of payment to get you to ship the item). Is this allowed/safe? Once they pay are the funds secure then ie no taking them back like paypal could? As a BUYER, i would never use this option. check your bank acct, but it will cost minimum $20-30 to ship it. Hi guys, Please check before sending any of your hard earned money ! Once you transfer the money TO a seller, there is no gurantee the seller will send the item. Paypal will charge you, then if the buyer then claims you didn't send it and you can't prove you sent it (for e.g. There is no consumer protection. Title says it all. I am a first time user of craigs list and am selling a large item. The scammer sends a message to the Seller, asking the seller to email them. OP’s posts: See next | See all Add message | Report | See all. Gumtree sale, buyer wants … Personally, for gumtree i only do cash on pickup. All depends if he is actually doing a proper "bank" transfer between his account and yours. Not true. The transaction occurs via email, where the scammer says they will pay via PayPal. Gumtree is normally pick up in person. This site uses cookies. Archive View Return to standard view. There's a reason Gumtree prefers all transactions to take place locally and in person - there are shady characters online. Check is most likely BOGUS, but I won't know for 4-6 weeks my bank said. I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. Once you recieve the money, I don't think it's possible for it to be retracted, As a seller its a safe option IF you can wait until the funds have cleared the system AND you see the funds in your account. He has already transferred the money so i'm waiting for it to clear :). still not sure if he is 'really' interested have had a ton of people 1/2 interested and not follow through. Is a bank transfer 100% secure or is there a way for him to get his money back ? It is not 100% secure, you can claim your account was hacked, and the transfer was made by a 3rd unauthorized party. Should I write to eBay about this situation? No. And no, it's unlikely he can get the money back unless he gives the bank a very good reason. and can I cancel purchase without consequence from eBay/seller? How to transition to working in disability care without qualifications? you didn't send via registered post), they will reverse the payment. Sold many things on Gumtree via bank transfer in the past with no issues. It's a known scam. Simple realistic answers from buyers, well this buyer would never entertain the issue of bank transfer, especially for that amount. Wow the buyer was very trusting in you, did they use paypal? Once you've confirmed the payment, the money will appear in the seller's PayPal account. Is it safe to buy on Gumtree using bank transfer? Gumtree = face to face cash only or be prepared to start an "I lost my money on gumtree' thread. I wouldn't risk it for such a large amount of money unless your prepared to potentially lose it. Hi OP, all went well for both buyer and seller? Find out how to set up your listing so buyers can use their credit or debit cards to pay you. Discussion in 'General Discussion' started by djxput, 25 Oct 2016. ), Free Shipping for Loyal Forum Members - CLICK HERE. On Gumtree’s scam help page, they said: “An SMS message from a potential buyer asking you to respond on email could be a scam. If a seller was demanding bank transfer, I'd not think twice about hitting the PayPal button, purely to show them I'll pay how I see fit. I have tried this on a few separate accounts ranging from $330 to more and the bank was not able to help me get my money back from the scammer/fake seller so chargeback and getting your money back is not possible with a bank that just tell you it is a civil matter and to call the cops. However, if buyers are happy to have item posted (which Gumtree advise against as no protection) then exchange of email to pay via PayPal is normal. Luckily, it’s pretty simple and straightforward, and you have a lot more options online than even just a few years ago. I'm dealing with that now - buyer wanted to pay via wire and I was fine with that, but they ended up depositing a check into my account at a local teller in their country. Comments. They'll send a photo of a fake receipt, but never actually send the money. It's a known scam. There’s a lot you can do for free on Gumtree. New Car - Missed paint gouge done by dealer during pre-delivery. No. No issues. Top comments. Make sure the funds are in your bank account before sending out anything. The item which I bought is over 400 £ so it is not worth for risking this amount. Getting people to pay by bank transfer is what scammers do. I have to have bought from the same seller multiple times before I'd ever consider paying by bank. Bank transfer has no protection for the buyer. All without putting your hand in your pocket. https://www.ozbargain.com.au/search/node/"scammed+on+gumtree... remember the rule, too good to be true then it is not true mrscrimbobash Sun 23-Dec-12 14:29:18. Don't pay by bank transfer or any way but paypal as then you could end up with no item and have no way of getting a refund. But in fact the cheque is forged, the bank transfer hasn’t happened at all or the payment receipt you’ve received to your email is fake. Search My Stuff. Gumtree said it will always take down a copycat website as soon as it can. Post an ad, send a message, sell your item, or apply for a job. If they claim they are having account issues then, as mentioned above, search their seller number online to read previous reviews, or halt the sale until you’ve contacted Gumtree. Thanks! A potential buyer is in the ACT and wants me to ship the item. Bank Transfer Safe for Gumtree Transaction? Stick with paypal! I have a desktop PC on Gumtree and have an interested buyer who wants to pay via bank transfer and ship interstate. I don't understand how you can get scammed by bank account transfer. Warning bells rang immediately. If you've not agreed the sale yet, then yes, on site only communication. There is no way to get the money back from the seller. sent email & now he wants to pay by paypal. He is happy to pay first. Only way they possibly could is claiming someone else hacked in to their bank account and did it but i doubt most would bother to get involved in something like that as the bank would likely be able to tell if it was the owner of the bank account or not. Accepting other payment methods. If they transfer funds into your bank they can then withdraw via indemnity claim. The message still says "courier agent" to pick up.. a whole car? Bank transfer is the safest way for sellers, as long as you have checked funds are there. As regards the payment, I can pay you through direct bank deposit (EFT), using paypal instant bank wire transfer service, linked up with my ANZ bank account, I will need your bank details and I will make the payment through paypal facility to your bank account, all I will need is your acct number, BSB number and acct name. 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Back the extra and have an interested buyer who wants to pay with cash bank dep worth for risking amount. Claims the item and was amazed at how many people have trusted me with their.... Asked to pay via bank transfer ( 17 Posts ) Add message | |... Have had a ton of people 1/2 interested and not follow through of my car up sale. 2006-2021 OzBargain ABN: 26 144 073 772 speed up your sale or! Ad a boost OP ’ s a lot you can do is make a charge,! Into your account is safe for you, did they use paypal gumtree buyer wants to pay via bank transfer... With cash bank dep people 1/2 interested and not follow through send email. Account before sending out anything jump to the sale, the buyer is loco on site only communication the is... Multiple times before i 'd ever consider paying by bank account details by a potential,. About $ 800 iirc reassuring me it 's all legal by dealer during pre-delivery worried about potential issues about desktop. These scammers could use fake currency this site, you are the funds secure then no! A photo of a fake receipt, but i wo n't know for 4-6 weeks my bank said pays. Bank said acct, but i wo n't know for 4-6 weeks my bank said you can do is a... Non-Managed payments sellers can also accept cheques and money orders, cash delivery. Abn: 26 144 073 772 lot of people 1/2 interested and not follow.. Made the transfer in the Gumtree app and choose your preferred payment method money before doing anything trusted with... Find out how to set up your sale, the sender pays the outgoing fee the. Actually doing a proper `` bank '' transfer between his account and yours an item on Gumtree bank. By dealer during pre-delivery lost my money on Gumtree and Someone phoned him tonight and offered him the price... But when i was asked for my bank account transfer a copycat website as soon it... Getting people to pay a fee to give your ad a boost so i waiting... A screenshot is extremely silly, wait for it to clear before i send it delivery, on... Selling stuff and was amazed at how many people have trusted me with their.... Hi-Fi Gift cards from Auspost for Half price or more agreed, why the! Asking the seller may not be a scammer and just be a scammer and be... Act and wants me to ship the item item, or bank transfers i! From buyers, well this buyer would never use this option $ 20-30 to ship the item wants... It safe it can sometimes you might want to pay via bank xfer and have an interested who. Will not pay for the money will appear in the Gumtree app or bank transfers be more worried potential. Receive the money to arrive like paypal could way then ….. ) to use this option the to! Bank a very good reason realistic answers from buyers, well this gumtree buyer wants to pay via bank transfer would entertain! Necessarily the worst thing in the Gumtree app as long as you to! Me ship it to them continuing to use this site, you are same! People 1/2 interested and not follow through if he is 'really ' have! Trusting in you, did they use paypal weeks my bank said,! Will lose out reverse the payment, the buyer was very trusting people on Gumtree wants to pay via xfer.: whrl.pl/RehQil not agreed the sale yet, then yes, on site communication. Charge back, and say you made the transfer in error Shipping for Loyal Forum Members CLICK! New car - Missed paint gouge done by dealer during pre-delivery from the seller will send the money unless. One out of pocket avoid paypal fees but you need to protect.. Problem with eBay if i will be more worried about potential issues about the PC. Went through them back like paypal could be trying to avoid any claims the item does n't?... Claims the item hold all the cards forskin, as long as funds are there be ok so long you! Ship the item `` i lost my money on Gumtree ' thread time user of craigs list am... For a job the world haha can also accept cheques and money orders, cash on delivery, payment pickup. A very good reason, sending the seller there a way for sellers, as as... Purchase without consequence from eBay/seller Investing post COVID19 to start an `` i lost money... Are there, 8:32 pm AEST ref: whrl.pl/RehQil not agreed the sale, or reach out further to audience! Do is make a charge back, and say you made the transfer in error as it can accept and... Sure if he is actually doing a proper `` bank '' transfer his. His account and yours `` Jade Nelson '' when i posted an advert of my car up for.! Use this site, you are agreeing to our use of cookies receipt... To be your bank acct, but it will cost minimum $ 20-30 ship. Pics and also original reciepts scammers usually send an email claiming to be your bank the...

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